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Bank Misr Launches Limited-Time Loyalty Reward on “Al Qimma” 3-Year Certificate

Wednesday 25 March 2026 12:55
Bank Misr Launches Limited-Time Loyalty Reward on “Al Qimma” 3-Year Certificate

Bank Misr has introduced a limited-time promotional offer on its flagship three-year fixed-return savings certificate, “Al Qimma,” allowing customers to receive upfront loyalty rewards equivalent to 1.5% of the certificate’s value.

Under the offer, available starting March 24, 2026, customers purchasing or renewing the certificate can redeem the loyalty points in advance through the bank’s rewards program, either as cashback or through a wide network of participating merchants, subject to applicable terms and conditions.

The “Al Qimma” certificate offers an annual fixed return of 16%, paid monthly, positioning it as one of the bank’s most competitive savings instruments for individual clients.

The certificate is available in denominations starting from EGP 1,000 and multiples thereof, exclusively for individual customers. Its term begins on the business day following the purchase date.

Customers can subscribe to the certificate عبر multiple channels, including internet and mobile banking via BM Online, ATMs, and Bank Misr’s extensive branch network, which exceeds 900 locations nationwide.

In addition, the certificate offers flexible financial benefits, including the ability to obtain loans and issue credit cards backed by the certificate, as well as early redemption after six months in accordance with the bank’s terms.

The initiative reflects Bank Misr’s ongoing commitment to enhancing its savings products and delivering innovative banking solutions that align with customers’ evolving financial needs, while supporting broader financial inclusion efforts in Egypt.