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A recent report titled “Digital Economy – Global Outlook 2026” by Moody’s highlights a transformative phase in global financial markets. The report points to a comprehensive re-engineering of issuance, clearing, and settlement systems, with digital bonds and stablecoins emerging as key pillars of the future financial ecosystem.

Moody’s notes that digital finance is no longer experimental, evolving into an infrastructure layer that impacts capital allocation and market operations. The adoption of tokenized assets, digital deposits, and stablecoins is accelerating, particularly in cross-border payments and liquidity management.

The report emphasizes that digital bonds enable automated issuance, distribution, and debt servicing via smart contracts, offering near-instant settlement and significant operational cost reduction. Moody’s estimates potential savings of 1.32% over the bond’s lifecycle compared to traditional issuance, contingent on compliant infrastructure and clear regulatory frameworks.

The report also highlights UAE’s strategy to enhance capital market efficiency, attract global investors, and offer faster, more transparent investment instruments. Digital finance improves liquidity management, collateral utilization, and counterparty risk mitigation, critical in today’s volatile global environment.