Aman Holding Revenues Jump to EGP 8.47 Billion in 9M 2026 Amid New Expansion into Saudi Market

Thursday 12 November 2026 09:03

Aman Holding, the non-banking financial services (NBFS) arm of Raya Holding for Financial Investments, recorded a 28.9% year-on-year (YoY) surge in revenues during the first nine months of 2026, reaching EGP 8.476 billion. Gross profit also climbed 35% YoY to EGP 3.565 billion, compared to approximately EGP 2.641 billion in the corresponding period of 2025, achieving a gross profit margin of 42%.

The company’s financial statements for the period ended September 30, 2026, revealed strong operational performance driven by continuous expansion in electronic payment solutions, consumer finance, and digital services tailored for merchants and corporates, alongside accelerating regional expansion efforts.

Record Growth in Transaction Volume

Aman Holding’s Gross Transaction Value (GTV) witnessed a 69.4% YoY leap, recording EGP 122 billion in the first nine months of the current year, up from EGP 72 billion in the same period last year. This growth reflects the increasing adoption of the company's payment, collection, and financing ecosystem.

Anticipated Launch in the Saudi Market

On the regional expansion front, Aman Saudi Arabia secured preliminary approval from the Saudi Central Bank (SAMA) to engage in consumer finance activities. This strategic milestone paves the way for the company to export its financing expertise and compete in the Kingdom's financial services sector.

Innovative Digital Payment Solutions in Egypt

Locally, the company strengthened its service portfolio by launching the Aman GW electronic payment gateway and the Pay by Wallet service, in addition to commencing the pilot operation of the cash collection service for merchants (BP). Furthermore, the second version of the "Sallefny 2.0" service gained widespread traction with over 5,000 merchants joining, solidifying the company's footprint in retail payment digitization.

MSME Financing and the Establishment of "Aman Sukuk"

In line with its commitment to supporting the micro and small enterprise sector, Aman Holding obtained EGP 250 million in funding from the Micro, Small and Medium Enterprises Development Agency (MSMEDA) to broaden the beneficiary base of its financing solutions.

Additionally, the group received approval from the Financial Regulatory Authority (FRA) to establish "Aman Sukuk," coinciding with the successful completion of an EGP 895 million securitization issuance during the third quarter of 2026 to diversify funding sources and bolster sustainable growth.