Egypt’s Consumer Finance Market Surges 57% in 2025, Expands Customer Base

Sunday 22 February 2026 11:30

Egypt’s consumer finance market witnessed significant growth in 2025, with the total value of financing provided by consumer finance companies reaching EGP 96.271 billion, up from EGP 61.317 billion in 2024—a 57% increase.

According to the monthly report issued by the Financial Regulatory Authority and obtained by Fintech Gate, the market also experienced a substantial expansion in its customer base, which rose to 12.04 million clients by the end of 2025, compared to 4.161 million clients in 2024—an increase of 189.3%.

The report noted that the total consumer finance disbursed in December 2025 amounted to EGP 9.06 billion, up from EGP 6.25 billion in December 2024, reflecting a 45% growth. The number of clients in December reached 1.26 million, compared to 402,800 clients in the same month of the previous year, a rise of approximately 213%.

Regarding the distribution of consumer finance by type of goods and services:

Durable goods accounted for 40.8% of total financing.

Vehicle purchases represented 20.4%.

Cash advance financing made up 12.6%.

Personal necessities captured 9.3%.

Service purchases represented 6.6%.

E-commerce financing accounted for 5.3%.

Other types of financing comprised 5.1%.