eFinance Reports EGP 5 Billion in Revenues for Nine Months, Sustaining Record Performance in 2025
eFinance for Financial and Digital Investments announced its financial and operational results for the period ending 30 September 2025, reporting strong performance during the first nine months of the year. The group’s consolidated revenues grew by 44.2% to nearly EGP 5 billion, while EBITDA rose by 61.2% to around EGP 2.5 billion, lifting the EBITDA margin to 50.4%. Net profit after minority interest increased by 31.3% to approximately EGP 1.8 billion.
In this context, Ibrahim Sarhan, Chairman of eFinance for Financial and Digital Investments, said:
“The strong performance achieved by the group during the first nine months of 2025 reflects the strength of our operational platforms and the flexibility of our business model, along with the strategic importance of the solid digital infrastructure the group possesses in the Egyptian market, which will enhance our ability to continue achieving our operational, financial, and strategic goals.”
Sarhan added:
“The group succeeded in growing its revenues by 44.2% year-on-year to reach EGP 5.0 billion during the first nine months of 2025, driven primarily by the strong performance of our subsidiary eFinance for Financial Transactions, which continued to benefit from the promising potential in the fast-growing cloud services sector, in addition to the robust performance of the transaction management segment, supported by rising demand for digital payment solutions across vital economic sectors in Egypt, including tax collection, customs processes, and tourism.”
He continued:
“EBITDA increased by 61.2% year-on-year during the first nine months of 2025, accompanied by a 5.3-percentage-point rise in EBITDA margin to 50.4%. Net profit after minority interest also grew by 31.3% year-on-year to reach EGP 1.8 billion, with a net profit margin of 36.8%, reflecting the group’s ability to generate strong profits while maintaining operational and financial efficiency. Furthermore, the group succeeded in repricing several operating contracts to reflect the high inflation levels witnessed over the past two years, significantly boosting profitability during the period.”
Sarhan further stated:
“We take pride in the group’s success in enhancing operational efficiency and strengthening its leading position in the Egyptian market, benefiting from improving economic conditions reflected in declining inflation, lower interest rates, and exchange rate stability. With these positive developments expected to continue in the coming period, the group is well-positioned to capitalize on the promising growth opportunities in the market, supported by our innovative digital solutions, flexible business model, and strong operating segments.”
He added:
“The group is moving forward with its growth strategy, which focuses on increasing investments in promising sectors to maximize long-term value creation. The group’s investments continue to deliver outstanding results in the tourism sector, benefiting from national efforts to implement Egypt’s vision of attracting 30 million tourists by 2030. The group also operates an advanced ticketing network covering more than 100 tourist sites, enhancing its contribution to the development of Egypt’s tourism infrastructure and reinforcing its position as a key strategic partner in the digital transformation of this vital sector.”
Sarhan concluded:
“Our subsidiaries continued their strong performance during the third quarter of this year, led by eTax and eHealth. The growth in tax-related revenues last year supported the expansion of the eTax platform. Both companies contributed significantly to the group’s profitability during the period, benefiting from their advanced infrastructure, particularly in cloud services, enabling them to expand operations and accelerate growth. I remain confident in the group’s ability to continue delivering strong financial and operational results through the end of the year, with full commitment to our strategic objectives as we continue exploring promising investment opportunities in Egypt’s key economic sectors.”
Subsidiaries’ Performance and Revenue Growth
The report showed strong growth across all subsidiaries:
eFinance (core subsidiary):
Achieved EGP 4.3 billion in revenues, an increase of 36.8%, representing 86% of total group revenues. This was driven by growth in cloud services revenues by 63.5% to EGP 1.7 billion, and transaction management revenues by 34.8% to EGP 1.6 billion.
eNovate:
Recorded EGP 227.2 million in revenues, supported by expansion in card management services.
Khales:
Achieved EGP 76.3 million in revenues, an increase of 9.8%.
eNable:
Delivered a significant 182.2% increase in revenues to reach EGP 62.5 million, driven by the expansion of outsourcing services and the launch of a new external outsourcing division.
eAswaaq:
Achieved record growth of 206%, registering EGP 317.4 million in revenues, supported by e-commerce activities and the digital lending platform.
Gross profit grew 55.8% to EGP 2.8 billion, with margins rising to 56%. Adjusted net profit increased 43% to around EGP 2 billion.