Global Banks: Artificial Intelligence to Remain a Key Investment Driver in 2026
Global banks have largely agreed that artificial intelligence (AI) was a major driver of economic activity in 2025, amid rapid global transformations in the sector. While most institutions expect investment momentum in AI to continue into 2026, views differ regarding potential risks and returns.
According to reports issued by leading international banks, AI investment remains at an early stage despite its rapid expansion. JPMorgan offered one of the most optimistic outlooks, predicting that AI will continue reshaping industries and investment opportunities. The bank expects capital spending by major U.S. technology companies to exceed $500 billion, compared with $150 billion in 2023, representing nearly 25% of total expected U.S. capital expenditures this year.
JPMorgan also noted that AI investment currently accounts for just 1% of global GDP, compared with 2% to 5% seen during previous transformative technology cycles such as electricity, railways, and telecommunications, indicating significant room for further growth.
Meanwhile, BlackRock said AI will fundamentally reshape economies and financial markets in 2026, noting that investment in the sector has tripled compared with historical levels in the United States.