FABMISR Strengthens Banking Leadership with Strong Productivity and a Promising Transformation Strategy
First Abu Dhabi Bank Egypt (FABMISR) continues to build an integrated banking model that consolidates its influential presence in the Egyptian market, relying on the deep financial legacy of its parent group and a comprehensive vision for delivering innovative solutions. The bank places the needs of all customer segments at the heart of its expansion plans by combining digital infrastructure development with financial product innovation tailored to the fast-evolving business landscape for individuals and corporations alike.
A Surge in Financial Indicators & Unprecedented Profitability Growth
Business results for the first half of 2026 marked exceptional milestones reflecting accelerated growth rates, with the bank delivering a net profit of EGP 7.9 billion. Total assets climbed to reach EGP 420 billion by the end of June 2026, alongside an expanding deposit base of EGP 298.5 billion and net equity standing at EGP 69.6 billion.
Credit Expansion Supporting the Private Sector & Boosting Production
Loans and credit facilities reached record levels of EGP 158.5 billion by the end of June 2026, achieving a 26% increase compared to the same period last year. This expansion underlines the bank's firm commitment to providing necessary liquidity for economic activities and stimulating private sector and business community investments.
Diversified Revenue Sources & A Flexible Capital Base
The bank successfully diversified its revenue streams, recording net interest income of EGP 14.2 billion during the first half, in addition to a 25% increase in net fee and commission income to reach EGP 1.7 billion compared to H1 2025. This financial strength was matched by a capital adequacy ratio rising to 30.32%, providing a solid buffer to execute future investment plans.
Jump in Retail Banking & Accelerated Financial Inclusion
The retail sector maintained positive momentum, with retail deposits growing 20% to hit EGP 89.8 billion, while the personal loan portfolio grew by 12% to record EGP 29.4 billion compared to December 2025. This growth is driven by accelerating the expansion of digital apps and smart financial solutions to reach all consumer segments.
Strategic Geographic Footprint & Global Network Leverage
The bank relies on a well-balanced footprint of 74 branches spanning various governorates, drawing on the international reach and banking expertise of the UAE-based First Abu Dhabi Bank Group. This network provides clients with access to a global trade and finance system that fuels sustainable business growth.