Egypt’s Mobile Wallet Transactions Surge to EGP 2.2 Trillion in H2 2025, Accelerating Financial Inclusion
Mobile wallet transactions in Egypt have recorded remarkable growth, with the total volume reaching approximately 1.7 billion transactions during the period from July 1, 2025, to December 30, 2025. The total value of these operations amounted to an estimated EGP 2.2 trillion.
This massive volume reflects a continued national shift toward utilizing electronic wallets as a primary channel for financial transfers and payments, coinciding with the broader integration of digital services into daily consumer habits. Transaction types span across peer-to-peer fund transfers, bill payments, e-commerce purchases, and direct retail point-of-sale settlements.
According to the Economic Magazine report released today by the Central Bank of Egypt (CBE), the total number of registered mobile wallet accounts climbed to 61.5 million by the end of December 2025. Furthermore, the CBE highlighted that approximately 959,000 Quick Response (QR) codes and Request to Pay (R2P) endpoints have been deployed nationwide to facilitate seamless electronic collections across the mobile ecosystem.
Egypt Mobile Wallet Performance Snapshot (H2 2025)
The table below highlights the key metrics and operational data released by the Central Bank of Egypt for the second half of 2025:
Metric / IndicatorRecorded FigureTimeframe / Status
Total Transaction ValueEGP 2.2 TrillionJuly 1 – Dec 30, 2025
Total Transaction Volume1.7 Billion OperationsJuly 1 – Dec 30, 2025
Registered Wallet Accounts61.5 Million AccountsAs of December 2025
Digital Collection Points~959,000 PointsDeployed QR Codes & R2P endpoints
Primary Use CasesP2P transfers, retail purchases, online paymentsCore everyday financial activities
Key Strategic Drivers & Market Takeaways
Cashless Economy Transition: The trillion-pound transaction value underscores the rapid reduction in cash reliance and the success of national initiatives driving a cashless society.
Infrastructure Expansion: The deployment of nearly one million QR codes and R2P endpoints provides the necessary merchant-side infrastructure to support micro-transactions and retail digital payments.
Financial Inclusion: Reaching 61.5 million accounts indicates deep market penetration, successfully bringing a large segment of the unbanked or underbanked population into the formal digital financial system.