Egyptian Consumer Finance Market Surges 81.4%, Reaching EGP 39.9 Billion in First Four Months of 2026

Monday 20 July 2026 12:51

The consumer finance market in Egypt recorded a massive leap during the first four months of 2026. According to the latest monthly report issued by the Financial Regulatory Authority (FRA), the sector experienced robust double-digit growth in both total financing value and customer acquisition.

This unprecedented expansion highlights a rapidly widening consumer base and increased reliance on non-banking financial services across the country.

Market Performance Indicators

The FRA report highlights significant year-on-year growth across all major metrics for both the broader four-month period (January–April) and the month of April specifically.

Growth Comparison: 2025 vs. 2026

Metric2025 Reference2026 AchievementYear-on-Year Growth

Total Financing (Jan–Apr)EGP 22.009 BillionEGP 39.936 Billion+ 81.4%

Customer Base (Jan–Apr)2.919 Million5.047 Million+ 72.9%

April Financing OnlyEGP 4.544 BillionEGP 10.370 Billion+ 128.2%

April Customers Only600.5 Thousand1.271 Million+ 111.7%

Financing Distribution by Sector

The report also detailed the allocation of consumer financing based on the type of goods and services purchased during the first four months of 2026. The automotive and electronics sectors dominated the market, accounting for nearly half of the total financing volume.

Market Share by Commodity/Service:

Sector / Commodity CategoryMarket Share

Cars and Vehicles24.2%

Electronics and Electrical Appliances21.2%

Consumer Goods (via Finance Cards)13.2%

Electrical and Household Appliances9.6%

Mobile Phones5.0%

Apparel, Accessories, and Watches3.1%

Other Financing Categories23.8%