Banque du Caire Reports EGP 13.11 Billion in Net Profit for First Nine Months of 2026
Banque du Caire recorded net profit after income tax of approximately EGP 13.11 billion during the first nine months of 2026, compared with EGP 12.53 billion in the corresponding period of 2025, marking an increase of EGP 577 million, or 4.6%, according to the bank’s consolidated financial statements for the period ended September 30, 2026.
Profit before income tax also increased to EGP 19.19 billion, up from EGP 17.76 billion in the same period last year, representing growth of EGP 1.43 billion, or 8.1%.
Net Interest and Commission Income Increase
Net interest income reached EGP 28.45 billion during the first nine months of 2026, compared with EGP 25.76 billion in the corresponding period of 2025, reflecting growth of 10.4%.
Interest income from loans and similar revenues amounted to EGP 66.33 billion, compared with EGP 63.51 billion. Meanwhile, the cost of deposits and similar expenses stood at EGP 37.88 billion, versus EGP 37.75 billion.
Net fee and commission income rose to EGP 5.23 billion from EGP 4.66 billion, an increase of EGP 574 million, or 12.3%.
Consequently, combined net interest, fee and commission income climbed to EGP 33.72 billion, compared with EGP 30.42 billion, representing an annual growth rate of 10.8%.
Financial Investment Profits and Operating Expenses
The bank reported net trading income of EGP 97.25 million during the first nine months of 2026, compared with EGP 99.73 million in the same period of the previous year.
Profits from financial investments increased significantly to EGP 677.46 million, up from EGP 164.39 million. Dividend income also rose to EGP 83.82 million, compared with EGP 59.41 million.
Administrative expenses increased to EGP 12.49 billion from EGP 10.04 billion, while the impairment charge for expected credit losses declined to EGP 2.11 billion, compared with EGP 3.68 billion.
Customer Deposits Reach EGP 473.48 Billion
Banque du Caire's customer deposit portfolio grew to approximately EGP 473.48 billion at the end of September 2026, compared with EGP 404.54 billion at the end of December 2025.
The increase amounted to EGP 68.94 billion, representing growth of 17%.
Balances due to banks also increased to EGP 7.46 billion, compared with EGP 2.08 billion at the end of 2025.
Loan Portfolio Expands by 53.3%
The bank's loans and credit facilities portfolio extended to customers reached EGP 340.33 billion at the end of September 2026, up from EGP 222.04 billion at the end of December 2025.
This represents an increase of EGP 118.29 billion, equivalent to growth of 53.3%.
Loans and credit facilities extended to banks also rose to EGP 28.53 billion, compared with EGP 18.69 billion, an increase of EGP 9.84 billion, or 52.6%.
Total Assets Surpass EGP 600 Billion
Banque du Caire's total assets increased to EGP 600.93 billion at the end of September 2026, compared with EGP 540.38 billion at the end of December 2025, reflecting growth of 11.2%.
Cash and balances held with the Central Bank of Egypt reached EGP 44.16 billion, up from EGP 35.15 billion, representing an increase of 25.6%.
Conversely, the bank's balances with other banks declined to EGP 45.84 billion from EGP 93.41 billion, marking a decrease of 50.9%.
Financial Investments Record 124.9% Growth
Financial investments measured at amortized cost increased to EGP 89.53 billion at the end of September 2026, compared with EGP 39.81 billion at the end of December 2025.
The portfolio expanded by EGP 49.72 billion, representing growth of 124.9%.
Meanwhile, financial investments measured at fair value through other comprehensive income declined to EGP 170.91 million from EGP 1.04 billion.
Investments in associates increased to EGP 1.30 billion, compared with EGP 1.15 billion. Intangible assets reached EGP 1.19 billion, up from EGP 165.99 million.
Other assets rose to EGP 17.85 billion, while fixed assets increased to EGP 4.09 billion, compared with EGP 3.83 billion at the end of December 2025.
Shareholders' Equity Exceeds EGP 70 Billion
Total shareholders' equity increased to EGP 70.29 billion at the end of September 2026, compared with EGP 62.61 billion at the end of December 2025.
The increase amounted to EGP 7.68 billion, representing growth of 12.3%.
Issued and paid-up capital stood at EGP 30.5 billion, while reserves reached EGP 6.84 billion. Net profit for the period and retained earnings amounted to EGP 34.99 billion.
Total Liabilities Reach EGP 530.64 Billion
Banque du Caire's total liabilities increased to EGP 530.64 billion at the end of September 2026, compared with EGP 477.77 billion at the end of December 2025, marking growth of 11.1%.
Other liabilities rose to EGP 18.33 billion from EGP 15.48 billion.
In contrast, other loans payable by the bank declined to EGP 22.64 billion, compared with EGP 46.27 billion at the end of December 2025.
