Visa Brings Stablecoin-Powered Money Transfers to Commercial Operations Through Visa Direct
Visa Moves Stablecoin Transfers Into Commercial Use
Visa has shifted its stablecoin-powered money transfer capabilities on Visa Direct from the testing stage to commercial deployment, partnering with payments infrastructure company Inyo Global to make the service available to eligible customers and partners.
The development allows companies handling cross-border payments to use stablecoins to fund transfers on a near-real-time basis, offering an alternative to traditional funding timelines.
Inyo Integrates USDC Funding Into Visa Direct
Under the new commercial offering, Visa and Inyo Global have enabled prefunding of transfers through Visa Direct using the USDC stablecoin.
Inyo has integrated the capability into its platform, giving businesses an additional option for funding international payments almost instantly rather than relying solely on conventional transaction settlement and funding periods.
Through a single technical connection, Inyo’s platform enables companies to onboard users, manage fraud prevention and compliance processes, receive payments and execute domestic and international transfers across more than 180 countries through the Visa Direct network.
Visa Moves Beyond Stablecoin Pilot Programs
Over the past year, Visa Direct has worked with customers and partners to examine how stablecoins could improve the way money is funded and transferred across borders.
As demand grows for more flexible funding solutions that can provide liquidity when needed, Visa said these efforts are moving toward practical applications in everyday commercial operations.
Visa initially launched pilot programs in 2025 to test stablecoin-based prefunding and payout capabilities through Visa Direct.
The pilots were designed to assess how stablecoins could support cross-border transfer funding, liquidity management and global money movement for eligible customers.
Visa Sees Broader Role for Stablecoins
Vera Platonova, Global Head of Visa Direct, said the next stage for stablecoins is to expand their practical use.
She noted that work with customers and partners over recent years to explore the technology’s capabilities is now developing into operational applications that can give businesses more flexible and efficient ways to fund and transfer money globally through Visa Direct.
The partnership with Inyo Global represents the first commercial availability of these capabilities.
Platonova is also scheduled to discuss the impact of stablecoins on global money movement during several sessions at the upcoming Money20/20 USA conference.
Inyo Targets 24/7 Transfer Funding
Robson Dantas, Co-Founder and Chief Product and Technology Officer at Inyo Global, said innovation in money movement is focused on improving the customer experience.
He explained that integrating Visa Direct’s stablecoin-based prefunding capability into Inyo’s platform gives the money transfer, fintech and payments companies served by the platform another way to fund transfers.
The service is designed to operate around the clock and uses the same application programming interfaces already used by these companies.
Visa Links Traditional Payments With Blockchain Technology
The initiative forms part of Visa’s broader efforts to connect traditional payments infrastructure with blockchain-based technologies.
By supporting payment funding and money transfers through stablecoins, Visa aims to help customers explore ways to improve efficiency while maintaining the reliability, security and large-scale transaction processing capabilities of its global network.
The partnership with Inyo Global also reflects growing demand for stablecoin-based payment solutions that can help businesses manage liquidity, fund payments and move money internationally with greater speed and flexibility.
Visa continues to work with customers and partners to expand these capabilities into additional money movement applications worldwide.