SAIB Records Strong Growth in Loans, Deposits, and Profitability in 2025
The Arab International Banking Company (SAIB) reported strong growth in its loans and credit facilities portfolio, with total customer loans and credit facilities reaching EGP 79.1 billion by the end of December 2025.
Local currency loans and credit facilities rose to EGP 57.7 billion, marking an increase of EGP 14.3 billion and a growth rate of 33% compared to EGP 43.4 billion at the end of December 2024. This growth was driven by strong performance across all business segments, with retail loans growing by 51.7% and corporate loans by 19.12% as of December 31, 2025, compared to the previous year.
On the liabilities side, total customer deposits reached EGP 140.6 billion. Local currency deposits increased to EGP 97.55 billion by the end of December 2025, up by EGP 23.92 billion, representing a growth rate of 32% compared to EGP 73.63 billion at the end of December 2024.
Total assets grew by 15%, reaching EGP 172 billion as of December 31, 2025, compared to EGP 150 billion at the end of December 2024.
Regarding income performance, net operating income amounted to EGP 7.916 billion for the financial year ending December 31, 2025, while net profit reached EGP 1.435 billion.
These results align with SAIB’s strategic focus on expanding retail banking, corporate lending, syndicated loans, and financing for small and medium-sized enterprises (SMEs), while delivering high-quality services and diversified savings products tailored to all customer segments.
Geographical Expansion and Financial Inclusion
In line with the Central Bank of Egypt strategy to enhance financial inclusion, the bank continues to expand and upgrade its branch network, which reached 46 branches nationwide. Additionally, SAIB increased its ATM network to 161 machines by the end of December 2025, reinforcing digital and electronic banking channels.
Corporate Social Responsibility
Corporate social responsibility remains a core pillar of SAIB’s operations and long-term strategy. The bank’s initiatives align with Egypt Vision 2030 and the United Nations Sustainable Development Goals 2030, particularly across social, environmental, and economic dimensions.
SAIB actively supports economic empowerment programs aimed at building more stable and prosperous communities. The bank also contributes to healthcare initiatives, improving living standards in underserved areas and rural communities, supporting education, and promoting the integration of persons with disabilities across various sectors.
SAIB adopts and supports several Sustainable Development Goals, including zero hunger, reduced inequalities, economic empowerment, good health and well-being, and quality education, in line with Egypt’s national development agenda.