CIB Reports Strong Financial Performance with Significant Growth in Assets and Earnings per Share
Commercial International Bank (CIB) continued to deliver strong financial results, as its basic earnings per share (EPS) increased to EGP 18.25, compared to EGP 14.72 in the previous year, reflecting solid profitability growth.
From a balance sheet perspective, the bank maintained robust momentum, with total assets rising to approximately EGP 1.44 trillion by the end of December 2025, up from EGP 1.21 trillion at the end of 2024.
Net customer loans and facilities recorded a notable increase, reaching EGP 507.95 billion, compared to EGP 343.54 billion in the prior year, representing a growth rate of nearly 47.8%, driven by strong demand across key business segments.
Strengthening the Funding Base
CIB also successfully reinforced its funding base, with customer deposits increasing to around EGP 1.11 trillion by the end of 2025, compared to EGP 972.59 billion at the end of 2024, highlighting sustained customer confidence.
The bank maintained strong financial soundness indicators, with a capital adequacy ratio (CAR) of 27.3% at the end of 2025, exceeding regulatory requirements and improving from 24.1% in 2024. Liquidity metrics remained exceptionally high, with a liquidity coverage ratio of 555% and a net stable funding ratio of 186%.
CIB continues to strengthen its position as Egypt’s largest private-sector bank, supported by a network of 204 branches and banking units and a workforce of 8,665 employees. The bank also holds strategic investments in several subsidiaries, including CIB Kenya and Commercial International Bank Leasing.
These strong results underscore CIB’s success in maximizing shareholder value and achieving balanced and sustainable growth across its corporate, retail, and investment banking activities.