Arab Bank Group Posts 12% Profit Growth in 2025, Net Earnings Reach $1.13 Billion
Arab Bank Group announced its financial results for the year 2025, delivering a strong performance and solid growth across its various business segments. The Group reported net profits after taxes and provisions of approximately $1.13 billion, compared to $1.01 billion in 2024, reflecting a 12% year-on-year increase.
The results highlight the Group’s continued financial strength, with shareholders’ equity rising to around $13.2 billion by the end of 2025. Total assets grew by 10% to $78.2 billion, while total income increased by 6% to approximately $3.6 billion.
The credit facilities portfolio expanded by 8% to $41.2 billion, while customer deposits rose by 10% to $57.2 billion by year-end.
Based on these preliminary results, which remain subject to approval by the Central Bank of Jordan, the Arab Bank Board of Directors recommended a cash dividend distribution of 40% for the 2025 financial year.
Board Commentary
Commenting on the results, Sabih Al-Masri, Chairman of Arab Bank, said the Group continued to deliver strong results throughout 2025, supported by sustained growth in operating profits across multiple regions and the achievement of stable returns for shareholders. He attributed this performance to the diversity of the Group’s business activities, products, funding sources, and revenue streams.
Al-Masri also noted the expansion of the Group’s geographic footprint, highlighting the commencement of operations by Arab Bank Iraq during 2025 through two branches in Baghdad, with plans to open additional branches across several Iraqi provinces.
He reaffirmed the Bank’s commitment to integrating sustainability in its comprehensive sense across all activities, alongside its leading role in corporate social responsibility within the markets in which it operates. He further pointed to the launch of the Bank’s updated corporate visual identity in 2025, reflecting its ongoing evolution since its establishment in 1930, combining simplicity and modernity while enhancing digital readiness and appeal to younger generations.
Executive Management and Digital Transformation
For her part, Randa Al-Sadiq, Chief Executive Officer of Arab Bank, said the strong results were driven by solid growth in diversified income sources across key sectors and markets, in addition to disciplined cost and risk management.
She added that the Group recorded healthy growth in net operating profits, supported by higher net interest and commission income, improved lending activity, efficient liquidity management, and diversified funding sources, as well as the Group’s extensive geographic presence.
Al-Sadiq highlighted the improvement in asset quality, with the coverage ratio for non-performing loans exceeding 100% excluding collateral. She also noted the Bank’s strong liquidity position, with a loan-to-deposit ratio of 72%, and a robust capital base, with a capital adequacy ratio of 17% under Basel III standards, exceeding the minimum requirements set by the Central Bank of Jordan.
She emphasized that Arab Bank continues to implement its digital transformation strategy by developing AI-powered solutions across various business lines, aimed at enhancing performance, reducing operational risks, and delivering an integrated digital banking experience aligned with evolving customer needs.
Awards and International Recognition
Arab Bank was recently named “Best Bank in the Middle East for 2025” by Global Finance magazine, headquartered in New York, in recognition of its leadership position and outstanding performance in the regional banking sector.