Banque du Caire Profit Surges to EGP 12.6 Billion in 2025
Banque du Caire delivered strong financial results for the first nine months of 2025, with revenues rising to EGP 30.6 billion and net profit surging to EGP 12.6 billion. The bank recorded a 46% year-on-year increase in net earnings, reflecting robust performance across its core business lines.
Pre-tax profits grew by 40% by the end of September 2025, supported by higher contributions from key sectors including retail banking, treasury operations, corporate credit and SME financing. The bank highlighted that improvements across these segments were the main drivers behind its solid financial momentum.
Banque du Caire’s loan portfolio expanded to EGP 251 billion, marking an 11% increase compared to December 2024. The growth was fueled by a EGP 13.1 billion rise in corporate and bank lending, alongside an additional EGP 10.8 billion in retail loans.
Customer deposits also saw a significant rise, climbing by EGP 45 billion to reach EGP 397 billion by the end of September 2025, up from EGP 352 billion at the end of December 2024, representing a 13% increase. Retail deposits accounted for 58% of the total, while corporate and institutional deposits represented 42%.
Non-performing loans stood at 4.7% of the total loan portfolio, while the bank’s coverage ratio reached 153%, supported by loan loss provisions totaling EGP 18.1 billion as of September 2025. These indicators underscore the bank’s prudent risk management and strong asset quality.
Banque du Caire also reported solid capital adequacy metrics, with its Tier 1 capital ratio standing at 15.90% and the overall capital adequacy ratio reaching 19.49% by the end of the third quarter of 2025, reflecting a strong and resilient capital base