Egyptian Banks Record Strong Deposit Inflows as Local Currency Savings Exceed EGP 9.4 Trillion in November 2025
Banks operating in the Egyptian market recorded strong liquidity inflows during November 2025, as total non-government local currency deposits surged past EGP 9.4 trillion, according to central bank data. Deposits increased by EGP 135.4 billion month-on-month, reflecting a 2.17% growth rate compared to October.
Egyptians’ savings in local currency were primarily concentrated in long-term savings instruments, including time deposits and certificates of deposit, which accounted for EGP 7.07 trillion of total deposits. The household sector maintained its dominance, holding EGP 6.637 trillion, representing nearly 94% of total time deposits and certificates, highlighting strong public confidence in bank returns as a safe investment vehicle.
Meanwhile, local currency demand deposits rose to EGP 2.3 trillion by the end of November, up EGP 100 billion from the previous month. The private business sector led in this category with EGP 1.2 trillion, followed by households with EGP 974.5 billion, while the public business sector contributed EGP 102 billion.
On the foreign currency front, foreign currency deposits climbed to the equivalent of EGP 3.028 trillion, posting a monthly increase of EGP 36 billion. These deposits were split between EGP 2.262 trillion in savings instruments and EGP 765.4 billion in demand deposits.